.sim-hero{position:relative;overflow:hidden;margin:20px 0;padding:64px clamp(28px,6%,90px) 60px 8%;background:var(--panel);border-radius:30px}.sim-hero__inner{position:relative;z-index:1;max-width:760px}.sim-hero__title{margin:0 0 24px;font-size:clamp(2rem,4.2vw,3rem);font-weight:800;line-height:1.08;letter-spacing:-.02em;color:var(--text)}.sim-hero__body p{margin:0 0 18px;color:var(--muted);font-size:1.05rem;line-height:1.7}.sim-hero__note{font-weight:700;color:var(--text)!important}.sim-hero .xp-btn{margin-top:8px}.sim-block{margin:88px 0;padding:0 8%}.sim-block__inner{max-width:760px}.sim-block h2{margin:0 0 20px;font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;line-height:1.12;letter-spacing:-.01em;color:var(--text)}.sim-block p{margin:0 0 18px;color:var(--muted);font-size:1.05rem;line-height:1.75}.sim-block .xp-btn{margin-top:10px}.sim-steps{list-style:none;margin:0 0 8px;padding:0;display:grid;gap:14px}.sim-steps li{display:flex;gap:14px;align-items:baseline;color:var(--muted);font-size:1rem;line-height:1.6}.sim-steps strong{flex:0 0 auto;color:var(--rouge);font-family:var(--ff-display);font-weight:800}.sim-duo{display:grid;grid-template-columns:1fr 1fr;gap:48px}@media(max-width:820px){.sim-duo{grid-template-columns:1fr;gap:48px}}.sim-panel{margin:88px 0;padding:56px clamp(24px,6%,80px);background:var(--text);border-radius:30px}.sim-panel__inner{max-width:720px;margin:0 auto;text-align:center}.sim-panel h2{margin:0 0 18px;color:var(--white);font-size:clamp(1.5rem,2.8vw,2rem);font-weight:800}.sim-panel p{margin:0 auto 16px;max-width:620px;color:#ffffffd1;font-size:1rem;line-height:1.7}.sim-panel .xp-btn{margin-top:14px;background:var(--white);color:var(--text)}.sim-panel .xp-btn:hover{background:var(--rouge);color:var(--white)}.sim-team{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;max-width:640px;margin:8px 0 24px}.sim-team__card{display:block}.sim-team__photo{aspect-ratio:4/5;border-radius:24px;overflow:hidden;background:var(--panel);margin-bottom:14px}.sim-team__photo img{width:100%;height:100%;object-fit:cover;object-position:top center;display:block}.sim-team__name{margin:0 0 4px;font-family:var(--ff-display);font-weight:700;font-size:1.1rem;color:var(--text)}.sim-team__role{margin:0;color:var(--muted);font-size:.92rem}.sim-related{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}.sim-related a{display:inline-flex;align-items:center;gap:8px;padding:14px 22px;border-radius:16px;background:var(--panel);color:var(--text);font-weight:600;font-size:.95rem;transition:background .2s ease,color .2s ease}.sim-related a:hover{background:var(--rouge);color:var(--white)}@media(max-width:560px){.sim-hero{padding:44px 22px 48px}.sim-block{padding:0 4px;margin:64px 0}.sim-layout{padding:0 4px;margin:48px 0 64px}.sim-panel{padding:40px 22px;margin:64px 0}.sim-team{grid-template-columns:1fr 1fr;gap:14px}}.sim-layout{margin:56px 0 96px;padding:0 8%}.sim-layout__inner{display:grid;grid-template-columns:minmax(0,340px) 1fr;gap:48px;align-items:start;max-width:1240px;margin:0 auto}.sim-layout__text h2{margin:0 0 20px;font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;line-height:1.12;letter-spacing:-.01em;color:var(--text)}.calc-card{background:var(--white);border-radius:30px;padding:48px clamp(24px,5vw,56px);box-shadow:0 24px 60px -30px #211d1947}@media(max-width:960px){.sim-layout__inner{grid-template-columns:1fr}}.calc-progress{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:36px}.calc-progress-step{display:flex;align-items:center;gap:8px;padding:8px 14px 8px 8px;border-radius:999px;background:var(--panel);color:var(--muted);font-weight:600;font-size:.85rem;transition:background .2s ease,color .2s ease}.calc-progress-step 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.radio-dot:after{transform:scale(1)}.radio-card-text{font-weight:700;color:var(--text);font-size:.98rem}.radio-card-desc{color:var(--muted);font-size:.85rem;margin-top:2px}.parent1-info{margin:0 0 20px;padding:14px 18px;border-radius:14px;background:var(--panel);color:var(--text);font-size:.92rem}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:8px}.form-group{display:flex;flex-direction:column;gap:8px}.form-label{font-weight:700;font-size:.92rem;color:var(--text)}.form-hint{font-weight:500;color:var(--muted);font-size:.82rem}.input-wrap{position:relative;display:flex;align-items:center}.input-wrap input{width:100%;padding:14px 70px 14px 16px;border-radius:14px;border:1.5px solid rgba(33,29,25,.15);background:var(--white);font-family:var(--ff-body);font-size:1rem;color:var(--text);transition:border-color .18s ease}.input-wrap input:focus{outline:none;border-color:var(--rouge)}.input-suffix{position:absolute;right:16px;color:var(--muted);font-size:.85rem;font-weight:600;pointer-events:none}.expense-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 18px;margin-bottom:20px}.expense-item{display:flex;flex-direction:column;gap:8px}.expense-item label{font-weight:600;font-size:.9rem;color:var(--text)}.total-row{display:flex;align-items:center;justify-content:space-between;padding:16px 20px;border-radius:16px;background:var(--panel);margin-bottom:8px}.total-row-label{font-weight:700;color:var(--text)}.total-row-value{font-family:var(--ff-display);font-weight:800;color:var(--rouge);font-size:1.1rem}.calc-nav{display:flex;align-items:center;justify-content:space-between;margin-top:28px;gap:12px}.btn-back,.btn-next{display:inline-flex;align-items:center;gap:8px;padding:14px 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28px;color:var(--muted);font-size:.98rem;line-height:1.6}.budget-summary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-bottom:32px}.budget-card{padding:18px;border-radius:16px;background:var(--panel);text-align:center}.budget-card-label{color:var(--muted);font-size:.82rem;font-weight:600;margin-bottom:6px}.budget-card-value{font-family:var(--ff-display);font-weight:800;font-size:1.3rem;color:var(--text)}.budget-card--highlight{background:var(--rouge)}.budget-card--highlight .budget-card-label{color:#ffffffbf}.budget-card--highlight .budget-card-value{color:var(--white)}.scenarios{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:28px}.scenario-card{padding:24px;border-radius:22px;border:1.5px solid rgba(33,29,25,.1);background:var(--white)}.scenario-label{display:inline-block;margin-bottom:10px;padding:4px 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16px;border-radius:14px;background:var(--panel);color:var(--muted);font-size:.85rem;line-height:1.5;margin-bottom:18px}.detail-section-heading{margin-bottom:10px}.detail-section-title{margin:0;font-weight:700;font-size:.88rem;color:var(--text)}.detail-section-hint{margin:2px 0 0;color:var(--muted);font-size:.78rem}.detail-grid{display:grid;gap:8px}.detail-row{display:flex;align-items:center;justify-content:space-between;padding:10px 14px;border-radius:12px;background:var(--panel)}.detail-row-name{font-weight:600;font-size:.9rem;color:var(--text)}.detail-row-share{color:var(--muted);font-weight:500;font-size:.82rem;margin-left:6px}.detail-row-value{font-weight:700;color:var(--text);font-size:.9rem}.results-disclaimer{padding:18px 20px;border-radius:16px;background:#fbefef;margin-bottom:24px}.results-disclaimer strong{display:block;margin-bottom:6px;color:var(--rouge);font-size:.9rem}.results-disclaimer p{margin:0;color:var(--muted);font-size:.88rem;line-height:1.6}.disclaimer-key{color:var(--text)!important}.btn-reset{display:inline-flex;align-items:center;gap:8px;padding:14px 26px;border-radius:14px;border:none;cursor:pointer;background:var(--panel);color:var(--text);font-family:var(--ff-body);font-weight:700;font-size:.92rem;transition:background .2s ease}.btn-reset:hover{background:#efe3d6}@media(max-width:720px){.calc-card{padding:32px 22px}.form-row,.expense-grid,.scenarios,.budget-summary{grid-template-columns:1fr}}